Why a 30 Year Mortgage is Better

Some financial gurus out there make a valid point about mortgages – 15-year mortgages always pay off in…15 years.  So you may be considering why a 30-year mortgage is better in most cases. It all has to do with risk and protecting your monthly cash flow. 15-Year Mortgage Versus 30-Year …

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Forget Everything You Learned About Emergency Funds

It’s an age-old question in personal finances:  How much should be in my emergency funds? The answer should be there is no answer.   The size of your emergency funds is a function of your personal situation, family status, employment stability, etc. However, there is no shortage of “financial gurus” …

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I Sold My Blog for Money and Regret It

In December 2007 things felt gloomy. The economy was rocky and if you looked around closely enough signs of an impending slow-down were there. No one can predict the exact moment when the balloon will burst, but the sense of foreboding was palpable. I sat down at my laptop one …

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How To Get Out Of Credit Card Debt In Six Steps

Before tackling your debts, it’s a good idea to get the average interest rate on your balances to the lowest possible. If you are currently paying a high interest rate on your debt, consider moving your balances using one of the special offers below, and then tackling the remaining steps …

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